Fast HARP Refinancing

Smart Mortgage Centers is pleased to offer HARP 2.0 refinancing solutions to qualifying borrowers. The Federal Housing Finance Agency (FHFA) recently proposed changes to the Home Affordable Refinance Program in an effort to better assist the needs of more American home owners. One of the biggest changes is that Fannie Mae is removed the maximum loan-to-value limit for Refi Plus loans. This update opened the doors to refinancing for millions of Americans who are currently underwater in their mortgages (owing more than their homes are currently worth).

Who Should Consider a HARP Refinance

  • Homeowners who have demonstrated an acceptable payment history.
  • People who currently owe close to or more on their mortgages than the existing values of their properties.

Product Highlights

  • No maximum loan-to-value
  • Down to a 620 & sometimes lower FICO scores
  • Loans with current mortgage insurance are eligible
  • Primary, investment, and second homes are eligible
  • Eligible loans are Fannie Mae and Freddie Mac loans originated prior to May 31st 2009

How to Get Started

If you are interested in learning more about Smart Mortgage's HARP refinancing programs, please contact us through the following channels (3 Options):

  • Call 888-416-0920 and speak with a loan professional.
  • Complete the Rate Quote Form on the Right and Someone Will Contact You
  • Apply Now

 

 

 Apply now 

Get your wholesale rate now!

Buy a Home or Refinance today. Free Quotes, No Obligation, Safe and Secure.

WHY GET A LOAN WITH US?

We never ask for application fees or upfront fees
Incorporated in Illinois since 1997
A+ Accredited with the Better Business Bureau
Complaint FREE Mortgage Company 2012, 2014, 2015
We have wholesale rates and no closing cost options

CALL TODAY 630-904-1800
Toll Free 888-416-0920

 

 

Need More information

Call Us: (630) 904-1800

Email Us: smartmortgagecenters@yahoo.com

Apply: Click Here