SMART MORTGAGE CENTERS Home Mortgage Refinance Low Rates

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Smart Mortgage Centers Inc. offers a variety of loan programs to meet your needs. Here are some of the most popular programs we offer: Up to 97.75% Financing (FHA) Refinance Cash out to 85% Purchase (Buy your first home with as little as 3.5% down) Gift of Equity Purchase Fixed Rate Mortgages up to a 30 year term Adjustable Rate Mortgages - (3, 5, 7, 10 year ARM) Interest Only Home Equity Loan or Line of Credit Home Improvements FHA Loans Commerical Loans Reverse Mortgage 203k Loans USDA Loans Va Loans Streamline Refinance Up to 125% Financing Smart Mortgage Centers, Inc. will be happy to go over all of our loan products to provide you with exact payment scenarios for each loan type. Start saving now today! Fill out an online application or call us at (888) 762-7881 Credit Concerns? If you have no credit or less than perfect credit don't worry. Our Loan Consultants are here to help you. We can assist with a variety of issues: Past Foreclosures Judgments and Collections Mortgage late payments To learn more about our company products please CLICK HERE.

Mortage - Fixed Rate
Adjustable Rate Mortgage (ARM)
Home Equity Line of Credit
Home Equity Loan

Mortage - Fixed Rate 10 year fixed 20 year fixed 30 year fixed 40 year fixed Fixed monthly payment and rate. The higher the term, the lower the monthly payment.

Adjustable Rate Mortgage (ARM) 10/1 ARM 7/1 ARM 5/1 ARM 3/1 ARM 1 year ARM A fixed-period adjustable-rate mortgage maintains the same initial interest rate for the first 3, 5, 7, or 10 years, depending on the term chosen, and then adjusts annually, according to market conditions.

Home Equity Line of Credit You can borrow what you need and have the option to pay the interest only. You also have access to the funds when you need them.

Home Equity Loan With a Home Equity Loan, you receive one lump sum at closing. This loan provides a fixed payment.

Talk with a Home Loan Expert now at (888) 762-7881, or fill out the short application to get started! Lock your rate (630) 904-1800 (Se habla espanol)