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Conventional Loan

A conventional mortgage is a home loan that isn’t guaranteed or insured by the federal government. Conventional mortgages that conform to the requirements set forth by Fannie Mae and Freddie Mac typically require down payments of at least 3%. Borrowers who put at least 20% down do not have to pay mortgage insurance premiums, which are typically required with FHA loans.

A 620 FICO score will be needed in order to qualify for a conventional mortgage.  Our mortgage team will be able to answer your questions, get you pre-qualified and closed within 11 – 28 days.  Keep in mind when shopping for a mortgage to always get a few quotes.  We will be able to supply you with a wholesale rate, no upfront fees and low to no closing costs.

For questions and daily rates call (888)416-0920

 Benefits:

  • Wholesale Rates 
  • Shop Multiple Lenders in Minutes
  • Fixed Rate Terms from 8 - 30 Years
  • Primary, Second Home or Investment Properties
  • Construction to Permanent 
  • Lower Jumbo Rates 

 

 

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