Buying A Home With A VA Loan
- Buy a Home with No Down Payment.
- Use your VA Benefits even if you used them in the past.
- No mortgage insurance premiums.
Refinancing With A VA Loan
- Get lower interest rates than home equity loans and lines of credit.
- Borrow up to 100% of your home’s value with a VA cash-out refinance.
- Already have a VA loan? Ask us about refinancing up to 120% of your home’s value.
The Benefits Of Working With Smart Mortgage Centers
- We’re a VA-approved Mortgage Company since 1997.
- You get one on one personalized service 24 hours a day.
- Better Business Bureau Complaint Free Awards 7 Consecutive Years.
- We offer wholesale rates, ask our professionals why wholesale is better than retail.
- We never charge application fees and quotes are always free.
We Served Thousands Of Service Members Since 1997
“I had a difficult situation having to sell one property to re-use my VA benefit on my new construction home on a very short time line. Brian and the Team at Smart Mortgage Centers made it happen without any issues. When I was told by other lenders that it wouldn’t happen they came through! I would recommend this team for any home buying situation.”
Dennis Warren, Highland, IL USA
How It Works
The Different Types Of VA Loans
- Pick a VA mortgage term that works for you. popular terms include 15 & 30 year fixed terms.
- Plan on moving within 5 years, get a super low adjustable rate mortgage.
- VA loans up to $1,500,000 with Jumbo VA financing.
How VA Loans Work
- Our licensed Mortgage Brokers will find out if you qualify within minutes.
- Used your VA loan benefits in the past, don’t worry we will find out if you can use them again.
- No PMI or private mortgage insurance is necessary.
- VA funding fees are rolled into your loan amount.
- We will get you to the closing with little to no money, the VA limits fees for service members.