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  • We Will Help You Qualify For Your First Home Loan...

  • Refinance Into a Low Fixed Rate...

  • Safely Draw Equity From Your Home With a Reverse Mortgage...

  • Whatever your funding needs. We can help. Get Started.

    Apply Online Today...

The Truth is we BEAT the BANKS!
Offering Wholesale Rates and No Closing Cost Options!

At Smart Mortgage Centers, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.

Purchase your new home.
Be a Smart Buyer and get Pre Approved before you Shop.

Take the first steps to purchasing your new home and hit apply now.New Home purchase apply now 

  • Rated top local Mortgage Company in 2013
  • Member of the Illinois Assocation of Mortgage Professionals
  • Member of USA CARES
 

Latest News

Amid foreign crises, Obama takes solace in U.S. economic turnaround

Obama delivers remarks at Laborfest 2014 at Maier Festival Park in Milwaukee, WisconsinBy Steve Holland MILWAUKEE (Reuters) - Throughout much of his presidency, Barack Obama has been under siege about the state of the U.S. With his handling of foreign policy under fire in confronting challenges from Ukraine to the Middle East, Obama made a Labor Day trek to Milwaukee's annual Laborfest event to underscore how he feels his leadership on the economy has paid off.


Testimonials

I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

David N.
Naperville, IL

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