• Welcome To Our Web Site...

  • We Will Help You Qualify For Your First Home Loan...

  • Refinance Into a Low Fixed Rate...

  • Safely Draw Equity From Your Home With a Reverse Mortgage...

  • Whatever your funding needs. We can help. Get Started.

    Apply Online Today...

The Truth is we BEAT the BANKS!
Offering Wholesale Rates and No Closing Cost Options!

Purchasing or Refinancing a home is one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way.  Browse our loan programs, use our calculators or ask our licensed Loan Professionals questions.

At Smart Mortgage Centers, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible to suit your individual needs. We represent a wide range of "A" rated lenders with first quality rates.  We will never take upfront fees or application fees from our clients. 

Call the Illinois mortgage hotline at (888) 416-0920 or (630) 904-1800. 


  • Rated top local Mortgage Company in 2013
  • Member of the Illinois Association of Mortgage Professionals
  • Member of USA CARES

Latest News

Global stocks grind higher after central bank stimulus signals

Traders are pictured at their desks in front of the DAX board at the Frankfurt stock exchangeBy Patrick Graham LONDON (Reuters) - World stock markets ground their way higher on Monday after a frenetic round of activity at central banks in Asia and Europe showed they are willing to do more to support economic growth and higher inflation. European shares, which had their best day in a month on Friday after the People's Bank of China cut interest rates, edged higher still on Monday after sources told Reuters at the weekend Beijing was ready to ease policy further to head off slowing inflation. ...


I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

David N. Naperville, IL

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