• 10 year, 15 year, 30 year low fixed rates...

  • 3, 5, 7 year adjustable low rates...

  • Refinance Into a Low Fixed Rate and Cash Out...

  • FHA Loans, Veteran Loans, 203K Renovation, Reverse Mortgage...

  • Whatever your funding needs. We can help. Get Started.

    Apply Online Today...

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The Truth is we BEAT the BANKS!
Offering Low Rates and No Closing Cost Options

Smart Mortgage Centers is an Illinois home mortgage company with an outstanding reputation - a reputation built on honesty, trust, and a commitment to ethical lending practices while delivering low mortgage rates. We have been in business for over 18 years, helped thousands of borrowers, and have funded billions in home loans over the years. In fact, we are one of the preferred mortgage companies of the Better Business Bureau. We've assisted families across Illinois to find the perfect home loan for their needs. Even if your credit is less than perfect, we can most likely help you qualify for a new mortgage at low interest rates.

3 Ways to Contact Us for a Free Quote & Consultation

 Call us Toll-Free at 888-416-0920
 
Use the Quote Form on the Right for Pricing Information

 Get Started Online in Seconds

 

WHY GET A LOAN WITH US?

We never ask for application fees or upfront fees
Incorporated in Illinois since 1997
A+ Accredited with the Better Business Bureau
Complaint FREE Mortgage Company
Preferred Lender of the Better Business Bureau
We have wholesale rates and no closing cost options


CALL Today to get started (888) 416-0920

Need a Realtor? Check out a list of our preferred Real Estate Agents.

 

I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

David N. Naperville, IL

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see what our clients are saying.

I used Smart Mortgage for a refinance and everything went great. Service was prompt, accessible, friendly, and I was treated like family.

 
Jason, Oswego, IL
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Latest News

Migrants shut Eurostar trains to UK, chaos at station in Hungary

Passengers wrapped in thermal foil blankets given out by emergency services after their Eurostar train was stranded at Calais Station, after intruders were seen near the Eurotunnel, in CalaisBy John Pullman and Marton Dunai CALAIS, France/BUDAPEST (Reuters) - Hundreds of migrants poured overnight onto the high-speed railway linking Paris with London near the French port of Calais, stranding thousands of passengers in darkness for hours aboard Eurostar trains. At the EU's opposite end, another angry crowd camped outside a Budapest train station demanding to board trains for Germany, as Europe's asylum system crumbled under the continent's biggest migration crisis since the 1990s Balkan wars. Hundreds of thousands of refugees fleeing wars and economic migrants escaping poverty have arrived in the European Union in an unprecedented wave that has confounded EU leaders and fed the rise of right wing populists.