• 10 year, 15 year, 30 year low fixed rates...

  • 3, 5, 7 year adjustable low rates...

  • Refinance Into a Low Fixed Rate and Cash Out...

  • FHA Loans, Veteran Loans, 203K Renovation, Reverse Mortgage...

  • Whatever your funding needs. We can help. Get Started.

    Apply Online Today...

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The Truth is we BEAT the BANKS!
Offering Low Rates and No Closing Cost Options

Smart Mortgage Centers is an Illinois home mortgage company with an outstanding reputation - a reputation built on honesty, trust, and a commitment to ethical lending practices while delivering low mortgage rates. We have been in business for over 18 years, helped thousands of borrowers, and have funded billions in home loans over the years. In fact, we are one of the preferred mortgage companies of the Better Business Bureau. We've assisted families across Illinois to find the perfect home loan for their needs. Even if your credit is less than perfect, we can most likely help you qualify for a new mortgage at low interest rates.

3 Ways to Contact Us for a Free Quote & Consultation

 Call us Toll-Free at 888-416-0920
 
Use the Quote Form on the Right for Pricing Information

 Get Started Online in Seconds

 

WHY GET A LOAN WITH US?

We never ask for application fees or upfront fees
Incorporated in Illinois since 1997
A+ Accredited with the Better Business Bureau
Complaint FREE Mortgage Company
Preferred Lender of the Better Business Bureau
We have wholesale rates and no closing cost options


CALL Today to get started (888) 416-0920

Need a Realtor? Check out a list of our preferred Real Estate Agents.

 

I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

David N. Naperville, IL

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see what our clients are saying.

I used Smart Mortgage for a refinance and everything went great. Service was prompt, accessible, friendly, and I was treated like family.

 
Jason, Oswego, IL
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Latest News

Luxury Home Auctions Glance

This undated photo shows the kitchen of a luxury home in Edwards, Colo. Once considered a last resort to dump a property that was distressed or couldn't sell, auctions have become a viable marketing option for selling luxury homes, mirroring common marketing techniques for high-end art, antiques and collectibles. There are still plenty of foreclosed luxury homes being sold off at cut-rate prices, but the perception of selling a luxury home via auction has started to change. (Ric Stovall/stovallstudio.com via AP)Sales of luxury homes through auctions have steadily climbed since the economy started recovering, giving sellers an option outside of the traditional list-and-wait method.