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  • Refinance Into a Low Fixed Rate...

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The Truth is we BEAT the BANKS!
Offering Wholesale Rates and No Closing Cost Options!

At Smart Mortgage Centers, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.

Purchase your new home.
Be a Smart Buyer and get Pre Approved before you Shop.

Take the first steps to purchasing your new home and hit apply now.New Home purchase apply now 

  • Rated top local Mortgage Company in 2013
  • Member of the Illinois Assocation of Mortgage Professionals
  • Member of USA CARES
 

Latest News

Kuwait urges Gulf reforms as oil prices fall

Kuwait has a production capacity of over 3.2 million bpd and pumps most of its exports from the Al-Ahmadi refinery, just north of Al-ShuaibaKuwait's finance minister on Saturday called for economic reforms by energy-dependent Gulf states to cope with a drop in oil prices that has hurt their public finances. Saleh said the Gulf states must diversify their economies and "reduce dependence on oil". "Implementing these policies has become inevitable," Saleh told the meeting, which International Monetary Fund managing director Christine Lagarde was also attending. Forecasts indicate a healthy economic growth for the six nations of the Gulf Cooperation Council (GCC) averaging 4.5 percent in 2014-2015, Saleh said.


Testimonials

I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

David N.
Naperville, IL

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