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  • We Will Help You Qualify For Your First Home Loan...

  • Refinance Into a Low Fixed Rate...

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  • Whatever your funding needs. We can help. Get Started.

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The Truth is we BEAT the BANKS!
Offering Wholesale Rates and No Closing Cost Options!

At Smart Mortgage Centers, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.

Purchase your new home.
Be a Smart Buyer and get Pre Approved before you Shop.

Take the first steps to purchasing your new home and hit apply now.New Home purchase apply now 

  • Rated top local Mortgage Company in 2013
  • Member of the Illinois Assocation of Mortgage Professionals
  • Member of USA CARES
 

Latest News

China August FDI falls to lowest in at least two-and-a-half years

A man walks in the rain along the financial district of Pudong in downtown ShanghaiBy Xiaoyi Shao and Koh Gui Qing BEIJING (Reuters) - China's foreign direct investment inflows in August fell to a low not seen in at least 2-1/2 years, underscoring the challenges to growth facing the world's second-biggest economy. The weak investment data comes as China's economic growth appears to be hitting a soft patch after a bounce in June, with indicators ranging from imports to industrial output and investment all pointing to sluggish activity. China attracted $7.2 billion in foreign direct investment in August, the Commerce Ministry said on Tuesday, down 14 percent from a year earlier and at a level not seen since February 2012. FDI is an important gauge of the health of the external economy, to which China's vast factory sector is oriented, but it is a small contributor to overall capital flows compared with exports, which were worth about $2 trillion in 2013.


Testimonials

I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

David N.
Naperville, IL

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