Don't Miss Out - Lock-In your low rate today

Call (888) 762-7881 or (630) 904-1800

Some of our most popular programs:

30-Year Fixed

Since your rate won’t change for the life of your loan, your payment will never increase.

15-Year Fixed

Smart Financing with lower rates and shorter terms.

FHA Loan

Easier qualification and low rates with government backed security.

SmartChoice Loan

Pick your own term from 8 - 30 years with a fixed rate up to $417,000.

HARP 2.0 (Home Affordable Refinance Program)

Don't think you can refinance? Equity is not needed with HARP.

Rate Are At Record Lows!

Call today (888) 762-7881

What some of our clients are saying about us!

Lewis from Chicago: Smart Mortgage Centers was excellent to work with, i couldn't have ask for better communication. My Representitive was easy to work with and answered any questions i had and made the process fast and easy. Smart Mortgage Centers, Inc. ended up getting me a better rate then my bank and saved me thousands in closing costs. Lewis, Chicago, IL

Michelle from New Lenox: VERY GOOD REFINANCING EXPERIENCE! We were originally going to refinance with our current lender due to level of comfort. After talking to our loan rep as well as the owner of Smart Mortgage Center, we felt more at ease going out of our comfort zone. In doing so, we saved thousands of dollars in total closing costs and the process was smooth and efficient. Would recommend and certainly use again if needed :)