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  • We Will Help You Qualify For Your First Home Loan...

  • Refinance Into a Low Fixed Rate...

  • Safely Draw Equity From Your Home With a Reverse Mortgage...

  • Whatever your funding needs. We can help. Get Started.

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The Truth is we BEAT the BANKS!
Offering Wholesale Rates and No Closing Cost Options!

Purchasing or Refinancing a home is one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way.  Browse our loan programs, use our calculators or ask our licensed Loan Professionals questions.

At Smart Mortgage Centers, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible to suit your individual needs. We represent a wide range of "A" rated lenders with first quality rates.  We will never take upfront fees or application fees from our clients. 

Call the Illinois mortgage hotline at (888) 416-0920 or (630) 904-1800. 


  • Rated top local Mortgage Company in 2013
  • Member of the Illinois Association of Mortgage Professionals
  • Member of USA CARES

Latest News

Premier Li says China to speed up water conservation projects: Xinhua

China's Premier Li Keqiang gestures as he addresses the 17th ASEAN-China Summit during the 25th ASEAN Summit in NaypyitawSHANGHAI (Reuters) - Chinese Premier Li Keqiang said China would accelerate water conservation projects to tackle its water shortage and bolster wider economic growth, the official Xinhua news agency said on Wednesday. China is set to launch 172 key water conservation projects in coming years, with those already under way worth around 600 billion yuan ($98 billion). Li made the comments during a visit to the Ministry of Water Resources on Monday, noting that water conservation was as important as investment in urban renovation and railway construction, Xinhua said. ...


I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

David N. Naperville, IL

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