• Welcome To Our Web Site...

  • We Will Help You Qualify For Your First Home Loan...

  • Refinance Into a Low Fixed Rate...

  • Safely Draw Equity From Your Home With a Reverse Mortgage...

  • Whatever your funding needs. We can help. Get Started.

    Apply Online Today...

The Truth is we BEAT the BANKS!
Offering Low Rates and No Closing Cost Options

Smart Mortgage Centers is an Illinois home mortgage company with an outstanding reputation - a reputation built on honesty, trust, and a commitment to ethical lending practices while delivering low mortgage rates. We have been in business for over 17 years, helped thousands of borrowers, and have funded billions in home loans over the years. In fact, we are one of the preferred mortgage companies of the Better Business Bureau. We've assisted families across Illinois to find the perfect home loan for their needs. Even if your credit is less than perfect, we can most likely help you qualify for a new mortgage at low interest rates.
 

Why Choose Smart Mortgage Centers as Your Mortgage Company?

Because Smart Mortgage Centers is a direct mortgage broker you have the benefit of working one-on-one with the same caring and knowledgeable Mortgage Consultant throughout the entire transaction. Our goal is to always deliver a superior customer service experience from time of application to closing. We offer a wide variety of residential home financing solutions including conforming fixed rate loans, adjustable rate programs, no money down options (FHA, VA, & USDA), jumbo financing solutions, and even low credit score programs.

Great Pricing and Low or NO Closing Costs - Get Started
 

With interest rates near historic lows, now is a great time to consider buying a new home, refinancing an existing mortgage, or consolidating debts. Our consultants are mortgage experts who will guide you through the home loan process - every step of the way. Smart Mortgage Centers makes it easy for you to get the right mortgage at some of the lowest interest rates available. Call toll-free 1-888-416-0920 now, or get started online for a free, confidential, no-obligation mortgage consultation.

 

3 Ways to Contact Us for a Free Quote & Consultation

  • Call us Toll-Free at 888-416-0920
  • Use the Quote Form on the Right for Pricing Information
  • Get Started Online in Seconds
 

Latest News

Oil slides as Saudi Naimi tells market to forget OPEC cuts

A ship passes a petro-industrial complex in Kawasaki near TokyoBy Barani Krishnan NEW YORK (Reuters) - Oil prices resumed their downward march on Monday, doubling back on the biggest one-day gain in over two years, after Saudi Arabia's powerful oil minister said OPEC would not cut production at any price. After a weekend of comments from several Gulf OPEC members reiterating their intent not to intervene in oil markets despite oil prices that have halved since June, Ali al-Naimi told the Middle East Economic Survey it was "not in the interest of OPEC producers to cut their production, whatever the price is" - his starkest comments yet. U.S. ...


 

I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

David N. Naperville, IL

Read more.