• 10 year, 15 year, 30 year low fixed rates...

  • 3, 5, 7 year adjustable low rates...

  • Refinance Into a Low Fixed Rate and Cash Out...

  • FHA Loans, Veteran Loans, 203K Renovation, Reverse Mortgage...

  • Whatever your funding needs. We can help. Get Started.

    Apply Online Today...

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The Truth is we BEAT the BANKS!
Offering Low Rates and No Closing Cost Options

Smart Mortgage Centers is an Illinois home mortgage company with an outstanding reputation - a reputation built on honesty, trust, and a commitment to ethical lending practices while delivering low mortgage rates. We have been in business for over 18 years, helped thousands of borrowers, and have funded billions in home loans over the years. In fact, we hold the highest ratings with google and the Better Business Bureau. We've assisted families across Illinois to find the perfect home loan for their needs. Even if your credit is less than perfect, we can most likely help you qualify for a new mortgage at low interest rates.

3 Ways to Contact Us for a Free Quote & Consultation

 Call us Toll-Free at 888-416-0920
 
Use the Quote Form on the Right for Pricing Information

 Get Started Online in Seconds

 

WHY GET A LOAN WITH US?

We never ask for application fees or upfront fees
Incorporated in Illinois since 1997
A+ Accredited with the Better Business Bureau
Complaint FREE Mortgage Company
We have wholesale rates and no closing cost options


CALL Today to get started (888) 416-0920

Need a Realtor? Check out a list of our preferred Real Estate Agents.

 

I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

David N. Naperville, IL

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see what our clients are saying.

I used Smart Mortgage for a refinance and everything went great. Service was prompt, accessible, friendly, and I was treated like family.

 
Jason, Oswego, IL
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Latest News

Bank of Canada: cannot take lead in maintaining financial stability

A woman walks past the Bank of Canada office in OttawaBy Jonathan Montpetit MONTREAL (Reuters) - Central bankers cannot take primary responsibility for upholding financial stability because interest rates are too blunt an instrument to address potential problems in just one part of the economy, a Bank of Canada official said on Monday. Record high consumer debt and hot housing markets in some Canadian cities have fueled worries that over-extended borrowers pose a risk to the financial system. The central bank cut interest rates twice last year as collapsing oil prices pushed the country into a mild recession.