The Truth is we BEAT the BANKS! Offering Wholesale Rates and No Closing Cost Options!
At Smart Mortgage Centers, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.
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Rated top local Mortgage Company in 2013
Member of the Illinois Assocation of Mortgage Professionals
US Secretary of State John Kerry told Narendra Modi that India's stance on a key WTO trade deal sent the wrong message, as he met the country's new prime minister for the first time on Friday. Kerry has expressed optimism about expanding cooperation between the world's two largest democracies during a first visit aimed at reviving a relationship clouded by mistrust. During the meeting -- aimed at breaking the ice with a leader once shunned by Washington -- Kerry told Modi India's stance on the deal was at odds with his desire to open up the country's economy. "We note that the prime minister is very focused on his signal of open to business and creating opportunities and therefore the failure of implementing TFA (Trade Facilitation Agreement) sends a confusing signal and undermines that very message that he is seeking to send about India," a US official quoted Kerry as saying.
I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.