The Truth is we BEAT the BANKS! Offering Wholesale Rates and No Closing Cost Options!
At Smart Mortgage Centers, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.
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Rated top local Mortgage Company in 2013
Member of the Illinois Assocation of Mortgage Professionals
A delegation of senior Greek ministers heads into meetings in Paris with EU-IMF creditors on Tuesday hoping to win a direly-needed new round of debt relief to propel economic recovery. Prime Minister Antonis Samaras's government expects creditors -- the so-called troika of the European Union, European Central Bank and the International Monetary Fund -- to reward Greece's recent reform achievements with a concrete pledge to reduce payments on its massive debt. Despite a major reduction in 2012, Europe's statistics agency Eurostat estimates the country's debt in 2013 exceeded 318 billion euros ($420 billion), or 175.1 percent of economic output, up from 304 billion, or 157.2 percent, a year earlier. Much of the debt is held by European institutions, and Greece says alleviation could come through lower interest rates or longer maturities.
I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.