• 10 year, 15 year, 30 year low fixed rates...

  • 3, 5, 7 year adjustable low rates...

  • Refinance Into a Low Fixed Rate and Cash Out...

  • FHA Loans, Veteran Loans, 203K Renovation, Reverse Mortgage...

  • Whatever your funding needs. We can help. Get Started.

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The Truth is we BEAT the BANKS!
Offering Low Rates and No Closing Cost Options

Smart Mortgage Centers is an Illinois home mortgage company with an outstanding reputation - a reputation built on honesty, trust, and a commitment to ethical lending practices while delivering low mortgage rates. We have been in business for over 18 years, helped thousands of borrowers, and have funded billions in home loans over the years. In fact, we hold the highest ratings with google and the Better Business Bureau. We've assisted families across Illinois to find the perfect home loan for their needs. Even if your credit is less than perfect, we can most likely help you qualify for a new mortgage at low interest rates.

3 Ways to Contact Us for a Free Quote & Consultation

 Call us Toll-Free at 888-416-0920
 
Use the Quote Form on the Right for Pricing Information

 Get Started Online in Seconds

 

WHY GET A LOAN WITH US?

We never ask for application fees or upfront fees
Incorporated in Illinois since 1997
A+ Accredited with the Better Business Bureau
Complaint FREE Mortgage Company
We have wholesale rates and no closing cost options


CALL Today to get started (888) 416-0920

Need a Realtor? Check out a list of our preferred Real Estate Agents.

 

I was worried that I wouldn't be able to qualify for a loan. I spoke with Smart Mortgage Centers and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

David N. Naperville, IL

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I used Smart Mortgage for a refinance and everything went great. Service was prompt, accessible, friendly, and I was treated like family.

 
Jason, Oswego, IL
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Latest News

Ukraine's graft problem tests Western patience and resolve

Ukrainian President Petro Poroshenko speaks to Managing Director of the International Monetary Fund (IMF) Christine Lagarde during a meeting in Kiev in 2015Ukraine's failure to fight state graft is testing the patience of its Western allies and threatening renewed economic and political chaos in a country still healing the wounds of war. The latest and perhaps sternest warning to the pro-EU team of President Petro Poroshenko came Wednesday from IMF chief Christine Lagarde -- the architect and one of the most ardent supporters of Ukraine's huge financial rescue plan. "I am concerned about Ukraine's slow progress in improving governance and fighting corruption," the International Monetary Fund's managing director said in an unusually strongly-worded statement.