5 Star Rated Since 1997

According to Google we are the highest rated and reviewed Mortgage Broker since 1997. Hundreds of 5 star reviews with the BBB, Facebook, Yelp and more.

We would like to thank Brian Noe and Smart Mortgage Centers for our recent refinance. Great communication and service throughout the entire process. Thanks so much!!! Chris and Tami O'Malley

Chris O'Malley - Naperville, IL

I was really pleased with my experience with Smart Mortgage. Matt worked hard to get me the mortgage that suited my situation. He was prompt and professional, communication was spot on, and the timing could not have been better. Nice work Smart Mortgage!

Greg Kulander - Naperville, IL

My fiance and I worked with Brian at Smart Mortgage Centers and could not have been happier with our experience. As first time homebuyers we had a lot of questions and concerns and Brian was able to help explain everything and did not mind going over options again and again. He was there for us and showed us every possible option and really worked for us to get us the best loan type and rate unlike your run of the mill bank. The team he recommended for us to work with was amazing; from our Realtor (Cheryl Bowers-who got us an excellent deal on our house and worked hard for us to find what we wanted!) to the inspector and the attorney. The experience was way better than I could have hoped! I highly recommend working with Brian at Smart Mortgage Centers!!!

Adam Campos - Plainfield, IL

My wife and I recently purchased a House and Alan and his team were fantastic. They found the loan we needed and worked with us promptly on any questions we had. I would highly recommend Alan and his team for your purchasing needs. Thank you again Alan.

Richard E. - Somonauk, IL

Alan is great!!! Frankly Smart Mortgage deserves more than 5 stars. Alan was proactive, knowledgeable and asks for documents before the underwriter requests them. Every little detail was explained thoroughly from Alan, he attended the closing as well and the closing went very smoothly and fast. Alan was able to secure a mortgage for us in literally 12 days after having unpleasant experience with one of the biggest banks in the country with the same interest rate and time frame. I highly reccomend Alan and Smart Mortgage. Keep it up guys!

Mohammed J - Aurora, IL

Outstanding Tony went above helping us he reassured us and he calmed or nerves I will highly recommend him for any of my friends

George J. - Port Saint Lucie, FL

I went to Smart Mortgage Centers last year for a refinance and I have never had to really deal with this up until this point. The staff was informative and not only walked me through everything I needed to know but provided me with the best rate possible. When I had questions or there was something I was unsure about they were immediately answered. Overall it was a great experience and I have recommended a couple of my close friends.

Dave - Aurora, Illinois

5 Stars all the way! This is my second time using Smart Mortgage, the first was a refinance and the most recent was to purchase a new home. I highly recommend Jamie, I can not imagine my loan process going any smoother. Jamie and his team kept me informed and ahead of the game the whole time. Later in the process, I come to find out that Jamie had some personal matters that needed his immediate attention. This was news to me, because I had no idea, he stayed professional and had everything done in a much faster time than I was anticipating. A special thanks to the Smart Mortgage team.

Mark Harty - Chicago, IL

I used Smart Mortgage for a refinance and everything went great. Service was prompt, accessable, friendly, and I was treated like family.

Jason - Oswego, Illinois

Working with Brian and Kelly and Smart Mortgage was a pleasure. The people at Smart Mortgage are very professional but down to earth. Willing to help you in the loan process no matter how difficult it might be. I would recommend these talented people to anyone trying to get a mortgage and or refinancing their home. The are just good people to do business with.

Charles Martin - Bolingbrook, IL

I went to Smart Mortgage after a horrible experience with another mortgage company that ended up losing the house and money I had already invested into the process. Elizabeth was such a joy to work with, she made everything so stress free and I closed on my home on Friday. I would definitely recommend Elizabeth and Smart Mortgage to anyone looking to buy a home.

Melissa S - Lasalle, IL

Ryan has been always on the top of the things and offer a great support especially with our specific case. He always get the answers and was available at any time.

Sylvain D. - Naperville, IL

The best experience I have ever had!!! We were clear to close in less than 20 days. Brian T gave us a better rate than everyone else we had talked too and made the process feel effortless! Brain T. thank you for all your help and we are telling everyone we know to come talk you at Smart Mortgage Centers!

Roger N. - Myakka City, FL

These guys are FANTASTIC. Brian & Jonathan did a Amazing job with the turn around time on getting this clear to close in a RECORD time that we could have ever imagined. I am already recommended Smart Mortgage Centers to quite a few people and I would definitely recommend anyone checking out this review to go with this. Hassle-free and communication was golden.

Frank O, - Apollo Beach, FL

Smart Mortgage Centers helped us with a mortgage on a house we just closed on. Our broker Jaime was always available to answer our questions and found solutions for all potential problems without having an effect on our closing date. Jamie even came to the closing, which we heard is a rare thing. We are extremely grateful for this as there were some things during the closing that required his help, and because he was there they were resolved within minutes as opposed to hours. We are very happy with his service and would definitely use him again. Thanks for getting us into our first home Jamie (and Smart Mortgage Centers)!

Danielle - Bartlett, Illinois

Being first time home-buyers, we were lost. There's so much information on the web and it can be overwhelming and often contradictory. Our landlord recommended Jamie at Smart Mortgage, saying that he's the best broker he's ever worked with and he recommends him to all family and friends. Well, knowing very little about brokers, I must say that our experience was astounding. Jamie was extremely patient, answered any and all questions, and was readily available. He not only spoke to my husband and I frequently by phone, but also reaffirmed everything he said in writing via email. He found us a terrific rate and eased our anxieties in the process. He was, by far, the best part of this entire process. Second to our awesome new home, that is! :)

Kim Schlechter - Chicago, IL

I would like to give my thanks to smart mortgage for giving me the chance to get in to my own home. Despite the credit challenges I had mr Ryan. He guided me through everything I needed to do. Even when I was confused with things he worked with me sometimes even at 11 o’clock at night. He is a VERY hard worker. And I appreciate everything he did for me and my children. Thank you so much for your hard work.

Russell G - Country Club Hills, IL

Ryan- you are very good at your job - that is a very uncommon thing these days. Thanks for your help. We were contacted by alot of vendors, but we chose you because of your style and your knowledge. Your approach is a very good one

Jeff - Westmont, Illinois

I must say that my refinancing experience with Smart Mortgage was more than my expectations, to tell you the truth, it was great experience. In the beginning, I had to be cautious or was little skeptical, not that Smart Mortgage was going to provide me with bad service or anything but because I knew very little about them. The Whole process was smooth and worry free. Jon was always available and was very knowledgeable. The rate was great too. I even recommended Smart Mortgage to my co-worker. I'd definitely use Smart Mortgage again to meet my refinancing needs.

Julian - Bartlett, Illinois

I received Jon Butusov's name from a friend at work. I have since refinanced our homes 3 times with him and can not say enough about him and Smart Mortgage. He was prompt and friendly and the process was very straight forward. We even closed at home each time. He called each time to make sure we were satisfied and that the closer was prompt and courteous. I can not say enough good about him and Smart Mortgage. Highly recommend. Brent

Brent - Western Springs, Illinois

Our experience with this company was a very pleasant one. We had alot of hurdles to cross to get us a new home and our guy Tony who works for this company really helped us to buy our new home. He went above and beyond and was available even during the latest hours of the night to be able to do what was needed to ensure we qualified for our loan. If I were to recommend a mortgage broker, I'd tell them to go here in a heart beat. Without Tony and his team we would not have been able to purchase our home. Thank you Smart Mortgage Centers!

Brandon C. - St. Lucie, FL

Thank you for a job well done. We so appreciate the low interest rate and low closing costs you secured for our loan. We found the process smooth and easy from the beginning to the end. We will not hesitate to recommend your services to anyone we know looking to finance or refinance a home. Your professionalism and knowledge were outstanding. Again, THANKS!

Fred & Glenda - Charleston, Illinois

Tony we would like to let everyone know what fantastic job you did for my husband and me by securing the right mortgage and rates for us . Your hard work and dedication has really helped us out during a difficult time. We just wanted to make sure you know how much you are appreciated. We closed on our home with no worries cause Tony was well prepared and organized. You always returned our calls no happen what day or time. My husband said "I will miss talking to Tony!" God bless us with our dream house and the perfect mortgage broker! We couldn't be happier! Thank you so much, Tony and God bless you as well! Lee and Marlene

Leroy S. - Ohio, IL

VERY GOOD REFINANCING EXPERIENCE! We were originally going finance with our current lender due to level of comfort. After talking to our loan rep as well as the owner of Smart Mortgage Center, we felt more at ease going out of our comfort zone. In doing so, we saved thousands of dollars in total closing costs and the process was smooth and efficient. Would recommend and certainly use again if needed :)

Michelle - New Lenox, Illinois

We were getting a little worried that we might not get our forever home. This is when Brian took over and had us approved in a week. He explained things so that I could understand exactly what I needed to do. I will be recommending Brian at smart mortgage to anyone who asks.

Tina M. - Peoria, IL

I recently switched from my usual mortgage company to Smart Mortgage Centers based on a referral from a friend. I was beyond happy with the service I received. My refinance was dealt with in a timely manner, I was explained every detail and was encouraged to ask questions to make sure I was comfortable with the transaction. To top it off, Smart Mortgage Centers got me back more money at closing than I expected which was a treat. I highly recommend Smart Mortgage Centers to anyone looking to buy or refinance a property and will use them again in the future. Thanks guys!

Dave H - Aurora, Illinois

Smart Mortgage Centers Inc provided the best refinancing experience I have ever encountered. Matt Pollina went that extra mile to make sure everything went smoothly and in a timely fashion. The rate was very competitive and the finance charges could not be beat by any other mortgage lender. I highly recommend Matt Pollina and Smart Mortgage Centers Inc.

Andy - Chicago, Illinois

My husband and I wanted to do a refinance to lower our interest rate and get a lower monthly payment. We had been to two "big banks" and they both told us no. We had a major financial issue in the past, so no one would even talk to us. Than I came across Brian Noe's information. I sent him an email.... Best decision EVER!! He called me and we spoke about the application process and the paperwork we would need to proceed. He took all of our information and started some investigating for us. He found issues with our credit reports, problems connected to our Title, and reporting issues with our current mortgage company. Oh good grief!Brian was great. He was not judgemental of our past or the current crazy paperwork situation we were in. He helped my husband and I every step of the way. I need to tell you, this was not a three week process. It took a while for us to resolve our credit report and Title issues. However, Brian stuck with us. He was honest, answered questions for us, sent us e

Michelle Jones - Romeoville, IL

THESE GUYS ARE EXCELLENT! I had the pleasure of working with Jamie for the first time a few years ago when I was trying to refinance my condo. After reaching out to several other lenders who never returned my calls after they found out I was underwater, I was lucky enough to find Jamie. Jamie was able to refinance me at a great rate! He walked me through all my options to make sure that I was able to make an informed decision that would work best for me. He promptly answered all my questions and made the process go so smoothly. I've recommended him to my friends and just used his help again when purchasing a home. I cannot say enough great things about Jamie and Smart Mortgage Centers. These guys are the real deal...great service and great people.

Amy N. - Chicago, IL

Brian is fantastic, he is very knowledgeable and has the resources to find the loan that best fits your needs and explains everything in detail with terms you can understand. Questions were answered immediately with the information I needed, no matter how minor the request or inquiry may have been. Not one time did he tell me anything that was not true or make me second-guess that he was not genuine in his actions to assist us in getting the best loan possible. He is extremely professional and patient and makes himself available to you at all times. He made the very stressful and confusing process of a home loan painless. I cannot stress enough that if you are in the market for a home loan or refi to give Brian a call and you will not be disappointed. He has a customer for life and I will refer anyone who is in the market to him without hesitation. He is a master of his craft and I promise that you will be in great hands.

Chris N - Naperville, IL

We had a great experience with Brian Noe and everyone we dealt with at Smart Mortgage Centers! Communication was easy and fast. They even made it so easy and convenient to close on our recent refi by having someone close with us by the pool on our vacation! Great service!

Ingrid D. - Chicago, IL

Jon and his team made everything fast, easy and efficient during my home buying process. I appreciate everything they've done. If anyone wants to purchase a home I would send them directly to Jon and the smart mortgage team.

Amanda P. - Pensacola, FL

Words cannot express the gratitude I feel to Matt and Smart Mortgage Centers. I really appreciate the outcome of my loan. Matt kept me updated on the progress and let me know what to expect. He was very accessible and prompt in returning every phone call. Initially, when I started my loan process with Smart Mortgage Centers, I was lured away with a promise of a better loan with CF Funding. After 42 days, CF Funding left me a voice-mail message to say they would not be able to get the loan they had promised, nor could they get any loan for me. I recontacted Matt at Smart Mortgage Centers and got a better loan than we had discussed or I ever anticipated. The Closing was completed with no problems. Again, I thank you for assisting me with this process and I have and will continue to make referrals to Smart Mortgage Centers.

Francine Fields - Naperville, IL

Smart Mortgage Centers Inc provided the best refinancing experience I have ever encountered. Matt Pollina went that extra mile to make sure everything went smoothly and in a timely fashion. The rate was very competitive and the finance charges could not be beat by any other mortgage lender. I highly recommend Matt Pollina and Smart Mortgage Centers Inc.

Andy Jankowicz - Naperville, IL

I had the pleasure of working with Jon. He is excellent and I highly recommend him. He answered all my questions in a timely matter and was great in guiding me through the whole process.

Yohanna R - Montgomery, IL